General Life Update

portfolio update

Hi all, this might be one of the last posts I do for a while due to the imminent arrival of baby TV #2 – so I thought I’d give a general update of what I’ve been doing lately with regards to investments and life in general. Investments Update I’ve not made any other purchases…

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Do I Need an Emergency Fund?

do i need an emergency fund

In a word, YES! Post over, we can all read something else now. Haha, only kidding. I just wanted to be a little light-hearted, because sometimes thinking about money and financial planning can get a bit dry (not for me, but for some people I guess it must). Do I need an emergency fund? Now…

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Portfolio Update and More

portfolio update

Since the website was down for what felt like an eternity, I thought I’d give you a little update on what’s been happening in the meantime. I will start with what happened to the site, and then tell you what happened to our dividend-paying value stocks portfolio recently, and what changes that will have on…

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Understanding Money – Retirement Planning

saving whilst working is like pennies flying into your piggy bank automatically

Welcome to our series on understanding money. We hope this will help you make some headway into understanding, and getting a hold of your financial matters. So far, we’ve looked understanding money in everyday life, how to budget, and how to start saving. These basics are important to understand, as they are the core of…

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Understanding Money – Budgeting

I'm too broke to pay my bills

    Welcome to our series on understanding money. We hope this will help you make some headway into understanding, and getting a hold of your financial matters. This is written from the UK perspective, but we welcome comments, comparisons, and questions from any country! It’s always good to know how money works on an everyday…

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Downshift Trials 2 – Save Money on Groceries, etc.

Last month, I introduced the concept of downshifting which I’ve been doing for several years. As I was a student from 2006 to 2014, I learnt to make do with a more simple lifestyle, and not to desire the luxury or high end versions of most things. This is a fantastic way to save money…

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Downshift Trials – Part 1

In order to save money and squeeze my budget, I’ve downshifted quite a lot of different grocery and household items. What is downshifting? Well, it’s where you find an alternative product that costs less. For example toothpaste. You could go with the teeth-whitening, breath-freshening, dentist recommended Colgate/Aquafresh/etc. or you could buy the supermarket own-brand, which…

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