We have a bunch of financial and general goals:
Financial
Goals for 2014:
To earn at least £50 in dividend income (2013 was £26)ACHIEVED 3rd DEC!! – CUTTING IT FINE, M!To re-mortgage to a cheaper deal (currently on BBR+1.69%)- To save more per month and put into dividend shares (target to beat £100pm) managed £1615 as of August 25th 2014, and still have four months to go ’til the end of the year, yay!
- To save money for Christmas by October (£175 for gifts, £200 for food and petrol to visit family)
- To save 6+ months in emergency fund
Goals for 2015:
- To earn at least £100 in dividend income
- To save more per month and put into dividend shares (target to beat £125 p.m. i.e. £1500 p.a.)
- To save money for Christmas by July (£375)
General
- Improve Japanese to B1/B2 level by 2020
- Visit Japan in 2020
- Visit Scandinavian countries
- Visit West coast of USA
- Improve German to C1/C2 level by 2016
- Get a smallholding/small country estate
- Build our own eco-house
- Renovate an old property
- Learn sewing/dressmaking
- Learn simple upholstery
- Live in another country (Germany, USA, or who knows?)
- Become income independent by age 50 (2031-2032) by gradually increasing share portfolio and maybe investing into other areas e.g. rental property, running a small business, etc.
